You have an intelligent writing style, I enjoyed reading your story. Must of been quite scary in a 3rd world foreign country.

I broke my leg skiing in April with my friends and school, in Italy. Ended up having a rod to fix my fractured tibia in France and being flown back to the UK a week later. Not the most fun experience when you're 16.
You're right, being properly insured is really important.
I'm making a solid recovery and I've vowed to myself to be stronger than I was before the accident.

Good luck in your recovery; keep us posted.